Moving to Vietnam: A Guide for Expats and Digital Nomads

Nestled in Southeast Asia, Vietnam has become an increasingly popular destination for expats and digital nomads seeking a vibrant culture, affordable living, and remote work opportunities. Over the past decade, Vietnam has seen a significant rise in its expatriate community, thanks to its dynamic cities, beautiful landscapes, and welcoming environment for foreign workers.

Vietnam’s strategic location, modern infrastructure, and booming tech scene make it particularly appealing for digital nomads. The country offers a unique blend of rich cultural heritage and rapid development, providing an inspiring environment for both work and leisure.

Beyond its traditional economy driven by agriculture and manufacturing, Vietnam is rapidly evolving, through initiatives that promote innovation and entrepreneurship, making it an attractive destination for foreign professionals and entrepreneurs.

However, moving to Vietnam requires careful planning, particularly in understanding visa requirements, local customs, and the cost of living. With the right preparation, Vietnam can be an ideal base for expats and digital nomads looking to explore Southeast Asia's dynamic potential.

Step 1: Before moving to Vietnam: Prepare your documents

Before you embark on your journey to Vietnam, it's essential to ensure you are eligible to live and work in the country by securing the appropriate visa.

Visa requirements for expats and digital nomads in Vietnam

ASEAN countries
If you are a citizen of an Association of Southeast Asian Nations (ASEAN) country—such as Thailand, Malaysia, Singapore, Indonesia, and the Philippines—you may enter Vietnam visa-free for short stays, typically up to 30 days. For longer stays, a visa or permit will be required.

Visa requirements for non-ASEAN citizens
For non-ASEAN citizens, obtaining a Vietnamese visa or temporary residence permit is mandatory if you plan to stay in the country beyond the standard visa-free period, which varies by nationality. The most common visas include tourist visas, business visas, and work permits, depending on the nature of your stay. Temporary residence cards in Vietnam are essential for expatriates planning to live and work in the country.

Application process

The application process for a work permit or TRC usually involves submitting various documents, including a valid passport, health certificate, criminal record check, and the completed application form. The employer or sponsor typically handles this process.

Duration and renewal

Work permits are typically issued for one to two years and must be renewed before expiration. The renewal process is straightforward but requires up-to-date documentation and continued sponsorship.

Initiating the work permit or TRC application process shortly after your arrival in Vietnam, preferably within the first 30 days, is crucial. During this period, you may also need to undergo medical examinations and background checks.

Securing the appropriate visa or residence permit is an essential step for expats and digital nomads aiming to establish themselves in Vietnam, offering the benefits of legal residency, work authorization, and access to local services.

Visa types in Vietnam

The Vietnamese government offers a range of visas designed to accommodate different categories of foreigners:

Visa sponsorship

For most non-ASEAN nationals, obtaining a work visa or temporary residence card in Vietnam typically requires sponsorship from an employer, unless you are applying for an investor or dependent visa. The sponsoring employer initiates the visa process, providing the necessary documentation to the Vietnamese authorities on your behalf.

Moving to Vietnam: Essential document checklist

It's crucial to gather all necessary documents early in the Vietnamese visa application process to prevent delays or complications. Depending on the type of visa you are applying for, you may need the following:

Importance of authenticating and translating documents in Vietnam

Having your documents translated into Vietnamese and authenticated is crucial for the Vietnamese authorities. Some documents may also require attestation by your home country’s Ministry of Foreign Affairs and the Vietnamese embassy.

Step 2: Manage your finances in Vietnam

Vietnam boasts a rapidly growing economy and a relatively low cost of living, making it an attractive destination for expats and digital nomads. While cities like Ho Chi Minh City and Hanoi are more expensive than rural areas, Vietnam generally offers a high quality of life at an affordable price. Here’s how to effectively manage your finances in Vietnam:

Cost of living in Vietnam

Here’s what you can expect in terms of living costs in Vietnam:

Renting: A one-bedroom apartment in central Ho Chi Minh City or Hanoi can cost around VND 12,000,000 ($500) per month, while in less central areas, prices may drop to approximately VND 7,000,000 ($290).

Buying property: The real estate market in Vietnam is growing, with property prices varying significantly by location. Foreigners can buy property in Vietnam under certain conditions, usually through a 50-year leasehold agreement. Additional costs include legal fees, registration fees, and taxes, which can total around 3-5% of the purchase price.

Food and drink: Groceries in Vietnam are affordable, especially when buying from local markets. Dining out is also inexpensive, with a meal at a mid-range restaurant costing around VND 200,000 ($8.50) for two people.

Transport: Public transportation in Vietnam is extensive and inexpensive, with a monthly pass for buses and urban railways costing around VND 200,000 ($8.50). Motorbikes are a popular mode of transport, and their purchase and maintenance costs are relatively low.

Utilities: Utilities in Vietnam, including electricity, water, and gas, can cost between VND 1,200,000 - 2,500,000 ($50-$100) per month, depending on the size of your accommodation and usage. Internet and TV packages generally cost around VND 300,000 - 500,000 ($12-$20) monthly.

Taxation

Vietnam’s tax structure includes personal income tax, which applies to both residents and non-residents. The tax rates range from 5% to 35% depending on your income level. Nevertheless, it's crucial to investigate whether Vietnam has double taxation agreements with your home country, to avoid being taxed in both. Understanding your tax obligations is essential to managing your finances effectively.

Banking and currency Exchange

To open a bank account in Vietnam, you’ll typically need your passport, a visa or temporary residence card, and proof of residence. Most banks in Vietnam offer services in English, and you’ll find several international banks with branches in major cities.

Vietnam’s currency is the Vietnamese Dong (VND). Currency exchange services are widely available, especially in major cities, but for the best rates, consider using ATMs or bank services that accept international cards, as these often offer more favorable exchange rates.

Managing your finances wisely in Vietnam will ensure you enjoy the benefits of the country’s affordable living costs while navigating its financial landscape effectively.

Step 3: Arrange housing and accommodation in Vietnam

Securing the right accommodation is a crucial step in your relocation to Vietnam, as it affects not only your comfort but also your legal standing, such as obtaining a temporary residence card.

Renting vs. buying

Both renting and buying property are options available to residents in Vietnam, though property ownership for foreigners has some limitations, making the process more complex.

Renting: Renting is the most common option for expats in Vietnam, particularly in cities like Ho Chi Minh City and Hanoi. The rental market offers a range of options, from serviced apartments to standalone houses. When renting, you'll typically need to provide proof of income, a copy of your passport, and a deposit equal to one to three months' rent. Lease agreements usually run for one year, and rents are often paid in advance, either monthly or quarterly.

Buying property: While more challenging due to restrictions on foreign ownership, buying property in Vietnam is possible, especially in designated areas. Foreigners can own up to 30% of an apartment building or up to 10% of the properties in a landed project. Property ownership can provide a sense of stability and long-term investment. However, remember to account for additional costs, such as legal fees, registration fees, and maintenance costs when budgeting.

Finding suitable housing

Vietnam offers a variety of housing options, from modern high-rise apartments in urban areas to traditional houses in quieter neighborhoods. Websites like Batdongsan and Chotot are excellent resources for finding available properties.

For expats, key considerations include proximity to work, international schools, shopping centers, and public transportation. Many expat families prefer areas like Thao Dien in Ho Chi Minh City and Tay Ho in Hanoi due to their amenities and international community feel.

Once you've selected a property, carefully review the lease agreement, which should include:

• Property description: A detailed overview of the property's features.
• Rental amount and Payment Details: Information on how and when rent is to be paid.
• Security deposit: Usually equivalent to one to three months' rent.
• Lease duration: Terms may be fixed for one year or longer.
• Maintenance responsibilities: Clarify who is responsible for repairs and maintenance.
• Policies on pets and subletting: Some properties have restrictions on pets or subletting.

Understanding these aspects will help you secure the best possible living arrangement in Vietnam, making your transition smoother and ensuring a comfortable and enjoyable expat experience.

Step 4: Job market and working arrangements in Vietnam

Vietnam’s job market is vibrant and expanding, with significant opportunities in sectors such as manufacturing, technology, education, finance, and tourism. The country’s economic growth and development are creating new prospects, particularly in the tech and startup scenes, as well as in emerging industries like renewable energy and e-commerce.

The average monthly income in Vietnam can vary greatly depending on the industry and your level of experience. Salaries are generally competitive, and many expatriates benefit from additional perks such as housing allowances, education allowances for children, and sometimes even relocation packages. Job seekers can explore opportunities through platforms like LinkedIn, VietnamWorks, and MyWork.

Remote work: Remote work is increasingly accepted in Vietnam, particularly in the wake of global shifts towards flexible working arrangements. However, in-office work remains prevalent, especially in traditional sectors.

Work culture: Vietnam’s work culture emphasizes respect for hierarchy, relationships, and punctuality. While Vietnamese is the official language, English is widely used in business, particularly in multinational companies. Proficiency in both languages can be advantageous, but English alone is often sufficient for professional interactions in many international firms.

Step 5: Accessing healthcare and education in Vietnam

Healthcare system

Vietnam offers a robust healthcare system with both public and private healthcare options available. Health insurance is recommended for expatriates, and while public healthcare is affordable, private healthcare services often provide quicker access and higher comfort levels.

Expatriates often opt for international health insurance plans that offer extensive coverage, including access to global healthcare networks.

Education options

Vietnam offers a range of educational options for expatriate families, with numerous international and private schools available. Public schools in Vietnam are free for Vietnamese students, but expatriates generally enroll their children in private or international schools, where English is frequently the primary language of instruction. These schools offer various curricula, including British, American, IB, and other international systems.

In addition, Vietnam is home to several higher education institutions, including branches of international universities. Institutions such as RMIT University Vietnam and Hanoi University of Science and Technology offer a wide range of undergraduate and postgraduate programs, often in collaboration with renowned universities from around the world.

Education standards are high, and the multicultural environment provides students with a globally oriented education, making Vietnam a desirable destination for families.

Step 6: Ensuring your safety in Vietnam

Safety overview

Vietnam is generally considered a safe country with moderate crime rates, particularly in comparison to other countries in the region. The country is known for its political stability and friendly environment for expatriates. While petty crime, such as pickpocketing, can occur, especially in crowded areas, it is relatively rare. Taking standard precautions is advisable.

Vietnam’s modern infrastructure is equipped to handle emergencies, and the country has a solid system for disaster preparedness, though natural disasters are infrequent.

Emergency contacts and protocols

In case of an emergency, dial 113 for police, 114 for fire services, and 115 for medical emergencies. These numbers are free to call and connect you to emergency services. Operators typically speak English in major cities, but learning a few basic Vietnamese phrases can be helpful. It’s also a good idea to familiarize yourself with the locations of nearby hospitals or clinics for quicker response times.

Step 7: Embracing Vietnamese culture

Cultural insights

Vietnamese customs: Greetings in Vietnam are generally formal, with a bow or a handshake being common. It’s important to be mindful of cultural norms, especially regarding interactions with the opposite sex, as some may prefer not to shake hands. Titles and respect are valued, so addressing people formally unless invited to use their first names is recommended.

Dress codes: Vietnam has a modest dress code, particularly in public and professional settings. Business attire is typically formal, while casual wear should be conservative, with both men and women advised to cover shoulders and knees. This reflects the country's cultural and religious values.

Social norms: Punctuality is highly valued in Vietnam, especially in business contexts. Respect for personal space and privacy is important, and direct communication is appreciated as long as it is polite. Public displays of affection are not common and may attract unwanted attention.

Leisure culture: Vietnam has a rich cultural heritage and a vibrant leisure scene, especially in cities like Ho Chi Minh City and Hanoi. You’ll find a mix of modern and traditional venues, making it a great place for socializing and informal meetings. Traditional gatherings such as tết (Lunar New Year) and local markets (cho) are central to Vietnamese culture, offering opportunities to experience local hospitality and cuisine.

Kick off your new life in Vietnam

From the bustling streets of Ho Chi Minh City to the tranquil landscapes of rural Vietnam, the country offers expatriates a unique blend of modernity and tradition, along with a wealth of benefits including a growing economy, high-quality healthcare, diverse educational opportunities, and rich cultural experiences.

If you’re considering a move to Vietnam, thorough research and careful planning are key to a successful relocation. For additional support, Deel can assist organizations and their employees with visa applications and help navigate the complexities of finding suitable insurance plans.

Discover how Deel can help you secure a work visa, or explore the Deel blog for more insights on relocating to Vietnam and other global destinations.